Financing — Thermal Solutions

HVAC FINANCING
MADE SIMPLE

Flexible payment options for heating, cooling, indoor air quality, and whole-home comfort upgrades through Synchrony.

A new HVAC system or major repair is an important investment. Thermal Solutions offers financing options through Synchrony to help homeowners move forward with the right comfort solution without having to pay the full project cost upfront.

Whether you are replacing an aging system, handling an unexpected repair, or improving your home’s indoor comfort, financing can help make the project easier to manage.

Comfort Now.
Payments Over Time.

Financing Through Synchrony

Thermal Solutions offers financing through Synchrony for qualifying HVAC repairs, replacements, and comfort upgrades.

With approved credit, homeowners may have access to convenient monthly payment options and promotional financing offers. Our team can help you understand the available options so you can choose what fits your home and budget.

Simple application
Fast credit decisions
Convenient monthly payment
Promotional financing options
Online account management
Open credit line for future projects

Apply online

*Financing is subject to credit approval. Terms and promotional offers are provided by Synchrony and may vary.

Financing Options That Fit Your Project

Not every HVAC project is the same. Financing options may vary based on the type of work, the total project amount, and approved credit.

Deferred Interest Options

A good fit for homeowners who want time to pay the balance in full during a promotional period.

Reduced APR Options

A lower interest option that may help spread larger projects over a longer payment term.

Fixed Monthly Payment Options

Predictable monthly payments that can make it easier to budget for comfort upgrades.

When a system fails, the lowest upfront price is not always the best long-term decision. Financing can help homeowners move forward with the repair, replacement, or comfort upgrade that properly solves the issue instead of settling for a short-term patch.

Financing Can Help You
Choose the Right Solution

Financing can help you keep more money available for other household priorities instead of paying the full project cost at once.

Protect Cash Flow

Instead of choosing the cheapest short-term fix, financing can help you move forward with the solution that lasts.

Do the Job Right

When your HVAC system fails, waiting can lead to more discomfort and added stress. Financing can help you move forward when the work is needed.

Avoid Waiting

🟧✓HVAC system replacement

🟧✓Heating and air conditioning repairs

🟧✓Indoor air quality upgrades

🟧✓Ductwork and airflow improvements

🟧✓Crawl space improvements

🟧✓Maintenance and comfort add-ons

Financing for More Than Just Replacements

Financing may be available for a variety of home comfort projects including:

HOW THE FINANCING PROGRAM WORKS

Get an Estimate

We inspect the system, explain the options, and provide a clear written estimate.

Review Options

We walk through available financing options so you can choose what fits your budget.

Apply Securely

Complete the application online, by phone, or with help from our team.

Schedule the Work

Once approved, we schedule the work and complete the repair, replacement, or upgrade properly.

Financing is subject to credit approval. Terms and promotional offers are provided by lender and may vary.

HVAC Financing FAQs

Still have questions? Take a look at the FAQ or reach out anytime. If you’re feeling ready, go ahead and apply.

Yes. Financing may be available for qualifying HVAC repairs, depending on the project and approved credit.
Yes. Financing is commonly used for full heating and air conditioning system replacements.
We recommend starting with an estimate first so you know the project scope and can apply for the right amount.
No. Financing is subject to credit approval by Synchrony. Terms and promotional offers may vary.
Financing is provided by Synchrony. Thermal Solutions helps you understand the project options and points you in the right direction to apply.
Yes. Financing may be available for qualifying indoor air quality upgrades, including air purifiers, media filters, humidifiers, dehumidifiers, and other comfort improvements.